Must Know For Wheeler Riders

Most of us just know about the Driving license which must be carried while driving but many are unaware about the other Documents which are supposed to be carried while driving and hence they end up in paying fines and sometimes in heated arguments with the traffic police cop. The document which must be carried while driving the two wheeler are specifically as below:

1. Driving Licence
2. Insurance Certificate
3. Registration Certificate
4. PUC Certificate

As per Section 130 sub section 1 of Central Motor Vehicle Act 1988 it is mandatory to carry the driving license while driving however it is not mandatory to carry the insurance certificate and Registration Certificate, as per Section 130(3)of CMV Act 1988 and Section 139 of Central Motor Vehicles Rules 1989 in case you are not in possession of the said documents at the time of demand then within the period of fifteen days from the date of demand, you are supposed to submit photo copies of the same, duly attested
in person or send the same by registered post to the officer who demanded it.

       

The one time premium of the Two Wheeler Insurance Ranges between Rs1000 to Rs 1200 for the packaged policy; the packaged policy includes the third party and you also(first party is insurer the company the second party is you and the third party is with whom you met an accident). The third party insurance will cost less but it will not include your damages.The common companies which offers the TWO WHEELER INSURANCES ARE

New India Assurance

Bajaj Allianz 

 

 As far as PUC is concerned, it is not required for a newly purchased vehicle upto a period of one year as per the Section 115 subsection 7 of CMV Rules 1989 otherwise it is mandatory as per CMV Rules 115(1) for every vehicle, its possession does not prevents a police officer or the person authorized in this behalf by the state government from directing the driver of the vehicle to get the emission levels checked at the authorized testing station and to produce the certificate to the subject officer.The cost of PUC testing is mere Rs. 35 but the fine is Rs. 500 so it is logical to obtain a PUC.

 

 

The PUNE RTO EXPERIENCE 

I started off from my home for the vishtrantwadi RTO to apply for the permanent license, i reached there in around 20 minutes, i was just parking my bike in the open ground in the meanwhile one person came to me and asked "kya karnae ka kacha ya pakka" i replied kuch nahe karnae ka and went on, there is no board which can guide you where to go and what to do, so the only choice left to ask people and i did the same but here one thing worth to mention at every footstep i met agents agents and agents and they kept asking kya karna har sir, anyway one person told me to go in a small building and then ask anyone.

I went to the that small building and looked around there in a corner one old person was sitting i approached him and asked for the form to apply for permanent license, he gave me FORM 4 and asked me to fill it, the most of the things were simple but there were few things which i did not understood, i approached again to that old man and got my doubts cleared and finally completed my form.

The next big question was what to do with this form, i started asking to people again but many of them were came for the first time like me but i kept asking people, one thing i would like to mention here that i felt like i am on mars or they from mars most of them were totally blank and even reluctant to answer, anyway one person told me to deposit the fees which is Rs. 300, you will wonder to hear when i asked the persons who were standing in the Que about is it the place where we have to pay the fees they said they do not KNOW;
anyway i paid the fees.

Again same question, what next, one person told me to get my name registered in the register and give the test, this time i guessed and stood in a right que, the person sitting there asked for the PUC,Taxation certificate and insurance certificate, i provided him the same, here i found out that many people were suffering due to this and agents were taking advantage of this situation, they were charging around Rs. 200 anyway i went for the test; there the RTO inspector checked my form and the attached address proof and asked me to drive my two wheeler, i complied and formed the figure of eight after that i submitted the my form to the same person who has asked for the PUC and other documents and at last came back home.

The person who do not marathi is bound to suffer and those who know will also suffer little less, at every point you have to ask others there is no board which mentions the procedures and corresponding counter no.Sometimes its look like that all this has been done intentionally to help the agents.One will face some difficulty who is not willing to pay bribe to agents but its upto individual, I did not paid it.The system need to be people friendly but we can only hope.god bless our country.